Perspectives on investing, planning & the markets.
Clear, practical thinking from the Frontwater team — on ETFs and index investing, financial planning, options and hedging, and the market events worth paying attention to. Plus our quarterly newsletter and annual letters to clients.
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The Magnificent 7 Get Grounded
Correction fears, AI-spending jitters, and the war in Iran — a look at what unsettled markets in the first quarter.
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The Income Illusion
BMO’s covered-call bank ETF (ZWB) has trailed the plain index ZEB for over a decade. A look at why the headline yield can quietly cost you, and how the marketing obscures the trade-off rather than spotlighting it.
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Surprise: Why the humble GIC quietly replaces most bonds
A five-year GIC can out-yield a Government of Canada bond, a top-rated AAA corporate, and nearly match a riskier BBB, with deposit insurance that need not stop at $100,000.
Read the articleFrontwater's Annual Newsletter
Our third consecutive year of average double-digit returns.
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Another remarkable year for Frontwater investors.
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Investing at near perfection.
Read full letterEarlier commentary
A decade of market notes and event-driven commentary, newest first. Each piece reflects conditions at the time of writing — kept here for the record and still a good read.
Build a Bond Portfolio with these 2 Equities — Altria and Phillip MorrisMarket CommentarySep 2019
The commentary in past issues reflects market conditions at the time of publication and should not be read as current investment advice. Frontwater Capital does not undertake to update prior commentary.